Finding Affordable Mental Health Counseling

You can find the right outpatient private practice counselor for you at an affordable rate, you just need to know how to go about doing so.

Almost everyone shops around looking for the right counselor who either accepts their insurance or that they can afford to see if they pay out-of-pocket. A breakdown in the process of seeking help occurs when someone finds out that the counselor doesn’t accept their insurance or their rate isn’t within their out-of-pocket budget, the person tends to cutoff the conversation right there. They hang up the phone or don’t reply to the email. Unfortunately, people will fully end their search because they aren’t sure what else there is to do.

Remain hopeful

There are alternative and proactive ways to maintaining the conversation when you find out that the counselor doesn’t accept insurance or the rate isn’t within budget. Ask questions.

Ask the counselor these questions

* Even if you want to use your insurance, keep your options open by considering out-of-pocket because part of your goal is to find a counselor who is the right fit to work with. Therapy can be a great experience with the right professional… laughter is allowed in therapy. When someone closes off the out-of-pocket option, they’re also possibly preventing finding the person who they feel comfortable talking to. *

• Do you offer a lower rate?

• Do you offer a sliding scale?

• Do you offer pro-bono?

• Can you recommend anyone who may be able to help?

• Do you offer other services that might be able to help me?

Counselors are open and willing to talk about fees and other services. They aim to be non-judgmental and want to meet people where they are at. It doesn’t hurt to find out if they are able to meet you where you’re at financially.

Keep on the lookout for free resources and tips that the counselor may offer. This could be an educational social media page, YouTube channel, blog that you could subscribe to, or ebook. Don’t pass up free resources, take advantage.

Tip: stay organized

Keep track of who you talked to, how to contact them, the questions you have, and their answers all in a notebook. Doing this will manage stress and remembering who said or offered what. Be mindful of where you keep your notebook to protect your confidentiality.

Article on How to Find the Right Counselor

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